Selected Answer from Yahoo Answers.com
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SPIFIMAN1 (Finance manager for over 7-years.)
--- yes the more open lines of credit paid as agreed someone has the better their score is going to be.To have the best score/profile people need 3 credit card accounts (revolving) with balances below 30% of their credit limit and 2 cars, boats, homes, furniture or personal accounts (installment) all with good long payment history's.
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